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Financial Aid for Students More Aid for Parents of Students | Private | Consolidate

There are many financial aid programs to help you afford the education you desire. Programs range from free grants to loans for those with or without credit history.

 STUDENTS - HAVE YOU COMPLETED YOUR FAFSA?
Click to go to FAFSAYour award package is based on information you submit on your Free Application for Federal Student Aid (FAFSA), which is available from your high school counselor or college financial aid office.
COMPLETE YOUR FAFSA ONLINE
FEDERAL LOANS

Effective 3/24/2008, EFSI has suspended the funding of Federal Loans.
As a result, we cannot accept your loan application at this time.

Please contact your school’s Financial Aid Office
for assistance in selecting another Lender 

If you need assistance with additional funds for school, EFSI may be able to help you with a Private Loan. If you are interested in learning more and/or applying for a Private Loan, click here.
FEDERAL STAFFORD SUBSIDIZED/UNSUBSIDIZED LOANS
First time borrowers must complete a Stafford Master Promissory Note (MPN) and submit it to the school's financial aid office, The MPN specifies the school you plan to attend, your lender (enter EFSI) and other necessary personal information.
LEARN MORE
GRAD PLUS LOANS (Federal PLUS Loan for Graduate Students)
A federally sponsored loan for graduate/professional students and is available at schools participating in the FFELP. Graduate students can borrow PLUS to supplement their subsidized and unsubsidized Stafford Loans.
LEARN MORE
PRIVATE LOANS
FOCUS CONSUMER EDUCATION LOAN
The money you need is closer than you think. The FOCUS Consumer Education Loan offers a simple way to cover your unmet education costs. Benefits include competitive rates, instant credit decisions and low monthly payments.
LEARN MORE APPLY NOW
The CampusDoor Education Loan
For many students and their families, the CampusDoor Education Loan provides a simple solution for low-stress, no-hassle student loans. CampusDoor's online application is a 3-step process that gets you an answer in about a minute, so you can get on with your life.
LEARN MORE APPLY NOW
SMART START K-12 LOAN  
With the Smart START K-12 Loan, you can borrow to help pay for your child's private elementary or secondary school education. Borrow annually up to $20,000.
LEARN MORE APPLY NOW
Smart START College Loans
  
Smart START also has loans for Undergraduate students, Graduate students and Continuing Education students, as well as a Health Professions Loan, all of which offer competitive interest rates, no application fees or other out-of-pocket fees and funding in as few as 5 business days from receipt of completed application.
LEARN MORE
EXISTING LOANS - EXTENDED REPAYMENT
Extended Repayment
While EFSI has temporarily suspended its funding of traditional consolidation loans, borrowers can still lower their monthly payments with an Extended Repayment Plan.
LEARN MORE
  More Aid for Parents of Students | Private | Consolidate
EFSI - Lending for Learning
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