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Financial Aid for Parents More Aid for Students | Private | Consolidate

Since our founding in 1984, we have been helping hundreds of thousands of students, parents, and former students reach their academic goals.

EFSI PLUS Loan helps parents fulfill their children's dreams of a college education. If you are eligible for a Federal PLUS Loan, you can apply for an EFSI PLUS Loan and take advantage of our Borrower Benefits.
FEDERAL LOANS FOR PARENTS

Effective 3/24/2008, EFSI has suspended the funding of Parent PLUS Loans.
As a result, we cannot accept your loan application at this time.

Please contact your school’s Financial Aid Office
for assistance in selecting another Lender 

If you need assistance with additional funds for school, EFSI may be able to help you with a Private Loan. If you are interested in learning more and/or applying for a Private Loan, click here.
PLUS LOANS (Federal Parent Loan for Undergraduate Students)
A federally sponsored loan for parents of students and is available at schools participating in the FFELP. PLUS loans offer an alternative for parents whose financial resources are insufficient to cover education costs.
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PRIVATE LOANS
FOCUS CONSUMER EDUCATION LOAN
The money you need is closer than you think. The FOCUS Consumer Education Loan offers a simple way to cover your unmet education costs. Benefits include competitive rates, instant credit decisions and low monthly payments.
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The CampusDoor Education Loan
For many students and their families, the CampusDoor Education Loan provides a simple solution for low-stress, no-hassle student loans. CampusDoor's online application is a 3-step process that gets you an answer in about a minute, so you can get on with your life.
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SMART START K-12 LOAN  
With the Smart START K-12 Loan, you can borrow to help pay for your child's private elementary or secondary school education. Borrow annually up to $20,000.
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Smart START College Loans
  
Smart START also has loans for Undergraduate students, Graduate students and Continuing Education students, as well as a Health Professions Loan, all of which offer competitive interest rates, no application fees or other out-of-pocket fees and funding in as few as 5 business days from receipt of completed application.
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EXISTING LOANS - EXTENDED REPAYMENT
Extended Repayment
While EFSI has temporarily suspended its funding of traditional consolidation loans, borrowers can still lower their monthly payments with an Extended Repayment Plan.
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  More Aid for Students | Private | Consolidate
EFSI - Lending for Learning
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