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What is loan default? A Loan Default is failure to make student loan payments for 270 days or failure to meet any other terms or conditions of the loan. Ensure you are capable of making your payments.

Use the calculator below to estimate your monthly loan payments under the standard repayment plan. This calculator is for estimating purposes only. Actual numbers may vary.

Loan Amount	(USD)
Interest rate	(%)
Repayment schedule	(months) Must be 120 or less
Monthly payment	(USD) Must be $50 or more


General guidelines for Stafford loans (other loans types may have different terms): 1. The maximum repayment term for a Stafford loan is 10 years (120 months). 2. The maximum interest rate for a Stafford loan is 8.25%. 3. The minimum monthly payment for a Stafford loan is $50.

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